Currently, the online payment sites has grown very fast, for example Paypal and Google Checkout for send, receive and withdraw cash easier and cheaper than on line banking.
In Indonesia, a lot of online marketers are still using on line banking facility for their business than using online payment, and their knowledge about on line banking with payment processor is still mixed. A lot of thoughts that online payment service is the same as online banking facility therefore it is preferable just apply the on-line banking service. Convenience in using online banking occurs mainly because there is absolutely no choice of online payment for customer in Indonesia, additionally they have been using on-line banking technology for a long time so they are lazy to learn about new technology.
Basically, internet banking is different than online payment. Online payment has many advantages compared to online banking. Below are the listing of payment processor benefits.
1. Having function on line shop and check out that integrated on online store site.
2. People can register as customer and access it, as long as they have a credit card from any bank that has been authorized by the organizer of online payment.
3. Users can see their on-line deal data but they do not have access to see the activities of bank account.
4. Registration is free of charge.
5. Online payment only charge a fee for every dealing with very little percentage.
6. User (seller) does not need to keep the financial transaction information of the buyer. It avoids user from fraud and also lawsuits.
As good as on line banking, online payment have a very high level of security because it uses security encryption key 128/256-bit. Online payment service is easy, secure, and also cheap way to support the online business, make more sales online, and even at on-line retail shops.
The good news, presently there is online payment made in Indonesia, ipaymu.com. It is called as Indonesia payment processor of ipaymu (the meaning in Indonesia is iPaymu.com Pembayaran Online Indonesia). It will facilitate you as an internet retailer to process online deals. Whether or not your internet business is large or small, iPaymu.com Pembayaran Online Indonesia can provide all your need to start accepting payments from worldwide, quickly and safely. IPaymu.com Pembayaran Online Indonesia integrate your internet business with 87 banking institutions and Automated Teller Machines all over Indonesia, and the credit card facility is integrated with multi-currency.
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